Punjab launches Apni Chhat Mehfooz Chhat Scheme for home repairs
The Apni Chhat Mehfooz Chhat Scheme was introduced by Chief Minister Maryam Nawaz to help deserving families improve their living conditions.
The initiative was launched in memory of the children who lost their lives in the Kahna roof collapse incident and aims to make homes safer across Punjab.
Loan amount under Punjab interest-free loan
Under the Punjab interest-free loan programme, eligible applicants can receive up to Rs500,000 to repair, strengthen, or secure damaged roofs.
The Punjab interest-free loan also offers up to Rs1,000,000 for people who want to build an additional room or construct a second floor. The government says these loans will help families improve their homes without paying any interest.
Monthly installments made easier
The Punjab government has reduced the monthly repayment amount to make the scheme more affordable.
Earlier, beneficiaries had to pay Rs14,000 every month. Under the revised plan, installments now range from Rs4,700 to Rs9,300, depending on the approved loan amount.
Officials believe the lower installments will allow more families to benefit from the Punjab housing scheme without facing financial pressure.
How to apply for the Punjab housing scheme
Residents can apply for the Punjab housing scheme through several official channels.
Applications can be submitted online through the official portal. People can also visit their Deputy Commissioner (DC) office, Assistant Commissioner (AC) office, or the Punjab Housing and Town Planning Agency (PHATA) to complete the process.
The government has advised applicants to use only official channels while applying for the Apni Chhat Mehfooz Chhat Scheme.
Read Also: How to get Rs1 million loan under Apni Chhat Mehfooz Chhat Scheme - complete guide
Helpline for applicants
For assistance, applicants can contact the government's toll-free helpline:
0800-09100
The helpline will answer questions related to eligibility, applications, and loan processing.
Government highlights housing progress
According to officials, more than 173,000 interest-free loans worth over Rs224,400,000,000 have already been provided under the broader housing programme.
The government says the Maryam Nawaz housing scheme is helping thousands of families improve their homes while ensuring safer living conditions. Officials added that the Maryam Nawaz housing scheme will continue to support low-income households across Punjab through affordable financing.
