Central Directorate of National Savings has announced the latest monthly profit rate for Regular Income Certificates (RICs), offering investors a stable source of monthly earnings.

According to details, the profit rate for May 2026 has been fixed at 9.60 percent. Under the revised rate, investors will receive around Rs830 per month on an investment of Rs100000.

The Regular Income Certificate scheme was launched in February 1992 to provide citizens with a reliable monthly income facility. The certificate carries a five-year maturity period, while profit payments begin from the date of issuance.

The scheme is open to all Pakistani citizens, including overseas Pakistanis. Individuals can invest independently, jointly with another person, or on behalf of minors.

Officials said the minimum investment amount has been set at Rs50000, while there is no upper investment limit, allowing people to invest according to their financial capacity.

The National Savings authorities further stated that active taxpayers will face a 15 percent withholding tax on profits, whereas non-filers will pay 30 percent tax. The scheme is also exempt from Zakat deduction, making it attractive for many investors seeking regular monthly returns.

The latest announcement comes as many citizens look for safer investment opportunities amid inflation and uncertain market conditions in Pakistan.