Punjab govt offers interest free loans of up to Rs540,000 for livestock’s farmer
Punjab launches Phase III
The Punjab government has officially introduced Phase III of the Chief Minister Punjab Livestock Card Scheme to strengthen the livestock sector and improve dairy and meat production.
Under the Punjab livestock loan scheme, eligible farmers can receive interest-free livestock loans to purchase animal feed, silage, mineral mixtures and other approved livestock nutrition products from registered dealers.
Officials said the programme is designed to reduce financial pressure on livestock owners while improving the health and productivity of their animals.
New feature allows cash withdrawal
A major addition to the latest phase allows successful applicants to withdraw up to 25% of the approved loan amount in cash.
The money can be used for transportation, veterinary care and other livestock-related expenses. The remaining amount must be spent through authorised dealers under the Chief Minister Punjab Livestock Card Scheme.
Who can apply?
Applicants must meet the following requirements:
- Must be a resident of Punjab.
- Own at least five and up to 20 eligible calves or buffalo calves.
- Have a valid CNIC.
- Possess an active mobile SIM registered in their own name.
- Ensure all animals are registered and verified with the Livestock and Dairy Development Department.
The Punjab farmers loan programme provides financing of up to Rs27,000 per eligible animal, with a maximum loan limit of Rs540,000 for farmers owning 20 registered animals.
Read Also: Punjab’s ‘Apni Chatt, Mehfooz Chatt’ scheme offers interest-free loans up to Rs1,000,000
Registration is underway
Registration began on July 15, 2026.
Eligible farmers can apply through the official online portal or visit the nearest government veterinary hospital or Livestock Department facilitation centre.
Special help desks and a dedicated helpline have also been established to assist applicants with registration and animal verification under the Punjab livestock loan scheme.
Officials said the Punjab farmers loan initiative is expected to modernise livestock farming by making interest-free livestock loans more accessible to small and medium-scale farmers.
