How the survey measured costs
The annual Vehicle Operating Costs survey has analysed ownership costs of 55 popular vehicles across multiple categories. The study focused on real expenses faced by car owners.
Costs were calculated for privately owned new vehicles driven for five years and covering 15,000km annually. The survey included purchase price, fuel, servicing, insurance, registration, tyres, and finance costs.
The figures are meant for comparison and give buyers a clear idea of which vehicles cost less to run over time.
Light car category winner
The Suzuki Swift Hybrid has once again emerged as the cheapest light car to own and operate in 2025.
Its lower purchase price, fuel efficiency, and affordable servicing helped it outperform rivals like the Hyundai Venue and Toyota Yaris. While the Swift’s safety rating is lower than some competitors, its overall cost advantage makes it attractive for budget buyers.
Small passenger and SUV winner
The BYD Dolphin Essential has topped the small passenger and SUV category.
Despite not being the cheapest to buy, its very low fuel and servicing costs helped it secure first place. The electric hatchback also offers strong safety ratings and long warranty coverage, making it a practical EV option.
Medium SUV category leader
The Mazda CX-5 G20 Maxx has been named the most cost-effective medium passenger vehicle.
Its competitive purchase price played a major role in beating rivals such as the BYD Sealion 6 and Nissan X-Trail. The CX-5 continues to attract buyers due to its reliability and balanced ownership costs.
Cheapest large SUV to own
For the fifth year in a row, the Subaru Outback AWD has claimed the title of the cheapest large SUV to own.
Although fuel costs are not the lowest in its segment, its lower purchase price compared to larger seven-seat SUVs keeps overall costs down.
Light commercial 4x4 standout
The BYD Shark 6 Premium has led the light commercial 4x4 category.
Its plug-in hybrid setup delivers strong fuel savings and competitive pricing. Buyers have responded positively, helping the model quickly gain market share.
Best value people mover
The Hyundai Staria Base has been named the cheapest people mover to own.
While fuel efficiency is not its strongest point, its lower purchase and servicing costs give it an edge over rivals like the Kia Carnival and Ford Tourneo.
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Rising car prices make ownership costs more important. Buyers are focusing on long term savings. Hybrids and EVs are gaining ground. Choosing the right category can save thousands over time.
