Gold and the stock market emerged as the top-performing assets in Pakistan during 2025, delivering impressive returns for investors. Gold topped the list, giving a remarkable 73% return from January 1 to December 24, 2025. Its price rose from Rs233,711 to Rs405,402 per 10 grams. International gold prices also jumped from $2,612 to $4,503 per ounce in the same period.

The KSE-100 Index followed as the second-best performer, posting a 48% total return including dividends. Strong market activity and investor confidence helped the stock market gain momentum, making equities highly attractive for growth-focused investors.

Real estate also remained popular, particularly in prime areas like DHA Karachi and DHA Lahore. Commercial plot prices rose 18% and residential plots increased 15%. House prices grew by an average of 8%, showing steady demand.

Among government-backed investment options, the Naya Pakistan PKR Certificate offered 22% returns, while the US Dollar Certificate returned 10%. Pakistan Investment Bonds delivered 14%, Treasury Bills and Special Saving Certificates gave 12%, and local mutual funds averaged 11%. Bank deposits yielded 9%.

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Returns on the US dollar were modest at 3–4% as the rupee stayed relatively stable. Cryptocurrency investments, which are not officially allowed, recorded a negative return of –4% due to global volatility and local restrictions.

The report highlights that despite economic challenges, gold and equities attracted investors seeking higher yields, while real estate and government securities remained reliable for those prioritizing safety. Double-digit returns on Special Saving Certificates and PIBs were particularly notable.

Overall, 2025 was a year of strong gains for Pakistani investors, with gold and stock market investments leading the way, and other asset classes providing stable returns.